| No-Fault? What is no-fault insurance, and is Kansas a no fault state? | | Print | |
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The Kansas No-fault Act provides that (in all but a few cases) your own automobile insurance company will pay your medical bills (depending on your policy limits) and your wage loss (up to a maximum of $900 per month), along with other benefits, regardless of whose fault the accident was. For example, if you were rear-ended by someone else, and had to go to the emergency room, and missed a week of work, your automobile insurance would pay your medical bills and your wage loss benefits even though the accident was the other person's fault. However, this does not mean that fault is irrelevant. For things like property damage and personal injury damages above and beyond what no-fault pays, the insurance company for the driver who is at fault will have to pay.
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